Property Education
A high level of real estate literacy protects properties from title disputes and legal vulnerabilities. Understanding land administration documents is the foundation of secure property ownership. A Patta is a government-issued land registry document indicating ownership, while a Chitta contains land classification and area details. The Field Measurement Boundary (FMB) sketch is a scale drawing showing physical boundaries and survey points, which are essential for verifying physical land holdings.
Different transactions call for specific deeds, such as Sale Deeds, Settlement Deeds, and Power of Attorney agreements. Checking the Encumbrance Certificate (EC) verifies that the title has no pending mortgage or legal attachment. Ensuring all approvals align with RERA and TNRERA rules safeguards buyers against developer defaults and structural non-compliance.
Key Topics Addressed in this Guide
Myths vs. Verified Facts
"An Encumbrance Certificate (EC) proves clear title ownership."
An EC only lists recorded transactions. It does not display unrecorded claims, oral agreements, or family inheritance disputes, which require parent document vetting.
"Registering a property makes the title automatically bulletproof."
Registration records the transaction but does not validate the seller's original right to sell. Title verification across a 30-year span is still essential.
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